The easiest and safest way to earn using stablecoins. The past 1Y APY is 10.42% (as of April 24th, 2025).
There are no fees, no minimums & interest accrues every second.
Stable uses USDC and Aave, Spark & Morpho to provide the safest way to earn with stablecoins.
- USDC is a regulated stablecoin issued by Coinbase & Circle and has > $60B in circulation.
- Aave is the most secure lending protocol, trusted by financial institutions like JP Morgan and has > $28B in deposits.
- Spark provides non-volatile high yields that surpass any savings account today.
- Morpho is a capital-efficient lending protocol.
Stable allows you to start earning directly from your bank account with Plaid integrations.
Through the Markets tab, Stable allows you to earn an extra 2% more than using Aave directly, without increasing risk.
Stable is a fully non-custodial application. Only you have access to your funds.